More Options Than You
USDA Rural Development
502 Guaranteed Loan
Program
USDA Rural Development
502 Direct Program
Veteran’s Administration
Loans
Down Payment
Assistance
The following housing programs are subject to income verification:
Income limits for Sioux Falls SD HUD Metro Area Effective April 15, 2025 & HUD income limits for Sioux Falls, SD (2025).
The HUD income limits for the Sioux Falls, SD Metro Area in 2025 vary based on household size and the specific housing program. These limits are broken down into categories based on the Area Median Income (AMI):
|
Household |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 30% AMI | $23,600 | $26,950 | $30,300 | $33,650 | $36,350 | $39,050 | $41,750 | $44,450 |
| 40% AMI | $31,400 | $35,900 | $40,400 | $44,900 | $48,500 | $52,050 | $55,650 | $59,250 |
| 50% AMI | $39,300 | $44,900 | $50,500 | $56,100 | $60,600 | $65,100 | $69,600 | $74,100 |
| 60% AMI | $47,160 | $53,880 | $60,600 | $67,320 | $72,720 | $78,120 | $83,520 | $88,920 |
| 80% AMI | $62,850 | $71,800 | $80,800 | $89,750 | $96,950 | $104,150 | $111,300 | $118,500 |
*Income guidelines are a percentage of median family income (MFI). Effective 6/01/2025 by the US Department of HUD.
These limits are relevant for a variety of housing assistance programs, including Public Housing and Section 8, and are effective as of April 15, 2025. Please note that some resources may provide slightly different figures depending on the data source and the specific program being referenced. For example, the Governor’s House Program has an income limit of $71,540 for a one or two-person household and $81,760 for a family of three or more. Additionally, the Repeat Homebuyer Program and Community Home Improvement Program have income limits of less than $122,640 for a family of two or less and $143,080 for a family of three or more. It is always recommended to consult with the specific housing program or agency you are interested in for the most up-to-date and accurate information regarding income eligibility requirements.
Search Available Homes
Search for homes currently available in the Sioux Empire with Re605 and the Realtor Association of the Sioux Empire.
FINANCIAL ASSISTANCE
There are more options than you might think when you are ready to finance a home. In addition to traditional bank loans, there are federal programs that may fit your needs.